wishable – the intelligent Saving Assistant

Partner Braunschweigische Landessparkasse and Sparkasse Paderborn-Detmold

Productwishable

Showcase Saving Assistant

Added valueCustomer loyalty

For more than 230 years, the Sparkasse Paderborn-Detmold has been an inherent and reliable part of the region. The savings bank convinces as a strong local partner with a balance sheet total of 6.8 billion Euro. As an economically strong money institution, Sparkasse Paderborn-Detmold is happy to stand up to its social responsibilities: in 2017 it supported over 865 projects in social, athletic, educational and cultural areas with more than 1 million Euro. 1,314 employees and 86 apprentices (on 31.12.2017) benefit from an attractive workplace in their Sparkasse.

The origins of the Braunschweigische Landessparkasse (BLSK) reach back as far as 250 years. In its current form, it is an undertaking of the Norddeutsche Landesbank Girozentrale, which was founded in 1970 by merging the formerly independent financial institutions Niedersächsische Landesbank Girozentrale and Braunschweigische Staatsbank, including Braunschweigische Landessparkasse, Hannoversche Landeskreditanstalt and Niedersächsische Wohnungskreditanstalt Stadtschaft. The Braunschweigische Landessparkasse (BLSK) is represented by 842 employees and 107 apprentices in about 100 locations, and shifts a customer volume of more than 11 billion Euro. Today, the BLSK acts as a savings bank with pronounced community connectedness and individual market presence.

Background to wishable

wishable is a virtual piggy bank that motivates with individual saving tips to reach a set goal – for instance, a holiday, or a new couch or laptop.
Its core is account analysis: household bills provide information about income and expenses, broken down into categories for clearer understanding.

The best thing: a prognosis shows how much money will be left over at the end of the month – deduced from past transactions. Intelligent algorithms recognize saving potentials and display those to the user. Thanks to these individual saving tips, wishable users can make their wishes come true much faster.

Back

Since September 2018, wishable is exclusively available to customers of Braunschweigische Landesbank and Sparkasse Paderborn-Detmold. The idea for wishable emerged from Sparkassen employees at the Sparkassen Innovation Hub. For about six months, employees of both fino and Sparkasse worked closely together to be able to offer customers a smart savings assistant. As well as strengthening customer loyalty, wishable encourages a more conscious handling of financial resources. Additionally, the app supplies the option to get an immediate loan with cashpresso.

Value added by our solution
  • Support in reaching saving goals and realizing wishes
  • Customer loyalty
  • More conscious handling of one’s own finances

“Over the entire period I found the cooperation with fino run GmbH to be highly professional and profitable. During this time, not only has an excellent product been created, but I have also been able to acquire the relevant know-how and fino’s working methods. I wouldn’t want to miss the experience of this co-creation and wish fino run GmbH all the best for the future!”

Sascha Köhler, Braunschweigische Landessparkasse

We are delighted that, as a partner to Braunschweigische Landessparkasse and Sparkasse Paderborn-Detmold, we can contribute to continuously offer their customers such a high standard.